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Crypto funding compliance in Seychelles

Financial Services Authority (FSA) · Securities Dealer Licence (SDL)

The most popular offshore booking centre of the last five years — now with a separate VASP regime.

The regime

With well over a hundred licensed securities dealers, Seychelles has become the default offshore home for mid-size FX and CFD brokers: roughly USD 100k capital, a local office and directors, and a regulator that is responsive without being adversarial. AML obligations sit under the AML/CFT Act 2020.

The important recent shift is the Virtual Asset Service Providers Act 2024. Seychelles now licenses VASPs separately — and an SDL is not a VASP licence. A broker that takes crypto deposits into its own wallets, converts client crypto, or holds it, risks stepping into the VASP perimeter. Most SDL brokers therefore route crypto funding through licensed third-party processors and receive settlement — a structure that keeps the perimeter question clean but does not outsource the monitoring obligation.

The practical reality

Seychelles brokers live and die by their banking and PSP relationships, and those counterparties increasingly ask harder questions than the regulator does: how do you screen crypto-origin funds, what happens when a wallet matches a list, can you produce the record. A clean, verifiable answer is commercial infrastructure, not just compliance.

WHERE KYTGATE FITS

KYTGate ingests your processor's KYT results alongside official sanctions data and issuer freeze checks, applies your policy, and gives you the signed decision trail your bank's due-diligence questionnaire is really asking about.

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General information as of September 2026, not legal advice. Licence perimeters — especially whether your crypto conversion sits inside a virtual-asset regime — turn on the specifics of your structure. Confirm with local counsel before relying on anything here.